How to Renew Your ILOE Insurance in UAE

How to Renew Your ILOE Insurance in UAE

Comprehensive Steps to Renew Involuntary Loss of Employment Insurance in the UAE

The Involuntary Loss of Employment (ILOE) insurance is a crucial protective measure for UAE residents, providing financial stability in the event of sudden job loss. This guide offers detailed instructions to help you renew your ILOE insurance efficiently, ensuring you continue to enjoy uninterrupted coverage and peace of mind.

Eligibility Requirements for ILOE Insurance Renewal

To be eligible for renewing your ILOE insurance, you must satisfy two primary conditions:

  • Possession of an active ILOE policy with all premiums paid up to the current date.
  • Current employment within the UAE.

Renewal Methods for ILOE Insurance

The Ministry of Human Resources and Emiratisation (MoHRE) supports two convenient renewal options for your ILOE insurance:

Online Renewal through the ILOE Portal

  1. Visit the ILOE official portal at
  2. Select whether you are employed in the public or private sector.
  3. Enter your Emirates ID number and the mobile number linked with the ILOE system.
  4. Verify your identity with a One-Time Password (OTP) sent to your mobile via SMS.
  5. Once logged in, navigate to the “Renew” or “Subscription” section.
  6. Follow the instructions on the screen to complete the renewal process and proceed to payment.

Renewal via Mobile App

  1. Download the “ILOE UAE” app from the Apple App Store or Google Play Store.
  2. If you are a first-time user, complete the app registration process.
  3. Login using your Emirates ID and the mobile number registered with ILOE.
  4. Access the “Renew” or “Subscription” section in the app.
  5. Follow the steps provided in the app to renew your insurance policy and complete the payment.

Payment Options for Renewal

You can make renewal payments using debit cards, credit cards, or e-wallets, as supported by the ILOE portal or mobile app.

Important Reminders for Renewing ILOE Insurance

  • Renew your policy promptly before its expiry to ensure continuous protection.
  • Avoid penalties by renewing before the deadline.
  • Only use MoHRE’s official website and app for your transactions to prevent issues with third-party services.
  • For any help or clarification, contact the ILOE support through their official communication channels.

Following these steps will help you efficiently renew your ILOE insurance in the UAE, securing your financial safety against unexpected employment disruptions.